Ernesto Hernandez Jr.

No Family Left Behind

Change the way you see life Insurance

"Many perceive life insurance solely as a means to cover funeral expenses, but its significance extends far beyond that. Life insurance serves as a safeguard for leaving behind a mortgage-free home and securing your children's college education. Moreover, it can be a pivotal tool for passing on a legacy and offers substantial tax advantages as an accumulation vehicle. Let's change our perspective on life insurance together."

Mortgage Protection

A type of life insurance policy designed to cover the remaining balance of a mortgage in the event of the policyholder's death, ensuring that their loved ones are not burdened.

Asset Protection and Growth

Secure your hard-earned money with a robust plan that allows your assets to grow without market risk and provides the option to convert them into a lifetime income stream.

Income Protection

A life insurance policy with chronic, critical, and terminal illness riders can provide income replacement not only in the event of death but also in the event of illness.

Frequently Asked Question

How much life insurance should I have?

As with many things, the appropriate amount of life insurance one needs depends on our individual needs and goals. Schedule an appointment today for a complimentary analysis, and we can recommend the proper coverage to help you achieve your financial goals

I have some health issues, can I be insured?

Certainly! We work with several of the nation's top carriers to provide options for our clients and ensure better service. Get in touch with us today so we can review your health history and find the right company to protect you

How much do you charge for your services?

Our services come at no cost to you; insurance companies compensate us for helping to insure and protect families and their assets. Referrals are greatly appreciated

Our Partners

Collaborations are essential! In my role as Executive Marketing Director at Global Financial Impact, our primary objective is to enhance financial literacy worldwide. We're thrilled to unveil our latest partnership with Ethos Life, a pioneering force in the FinTech sector. Ethos streamlines the life insurance quoting and placement process, offering convenience and speed. Our aim is to revolutionize insurance sales by simplifying the process and prioritizing consumer ease.

Join our team!

Join the ranks of thousands of agents who are assisting families in achieving their financial goals and building a business that can significantly benefit your own family.